At Youth Villages, we know that our staff is our greatest asset. Youth Villages offers competitive and affordable benefits that include medical and dental insurance, a company-sponsored retirement plan, as well as a 403B savings plan, life insurance, 100% tuition and licensure reimbursement, flexible spending accounts, free checking through Credit Union, a wellness and LifeBalance program and more. Below, you will find a detailed description of our benefits.

Benefits include: Competitive salary Annual merit increase consideration Qualified company-sponsored retirement plan 403B tax-deferred savings plan Medical insurance     - Co-pay and deductibles     - Prescription benefits     - In-patient and out-patient services Dental insurance (plus discount EyeMed vision care) Life insurance Disability insurance Supplemental insurance plans Flexible spending accounts Tuition and licensure reimbursement program Wellness program LifeBalance program Free checking account ATM/debit payroll card

Benefit Forms:

Accident & Cancer Claim Form
Short-Term Disability Claim Form
Medco Pharmacy Prescription Order Form

Youth Villages offers competitive salaries -- salaries that are equivalent to those of other children's mental-health care providers. In addition to a competitive base salary, employees may take advantage of a variety of other benefits, including tuition and licensure reimbursement, reduced fitness center membership, car mileage reimbursement and more. A company-sponsored retirement plan and a 403B savings plan help employees plan for their future. For a complete list of benefits, please view the above section.

You will find out the exact salary for an open position when you apply for it. Please view our Careers section for more information about job openings and career opportunities at Youth Villages. The Careers section also provides you with a simple-to-use online application form.

Youth Villages provides dental insurance through Delta Dental. Dental insurance is available for employees and their families.

At Youth Villages, we value our employees. We realize that they are our greatest asset in fulfilling our mission to help emotionally troubled children and their families live successfully. Therefore, we like to promote from within, and we promote fast. In addition to increased responsibility, Youth Villages offers an annual merit increase consideration to each employee. If you are ready for a career helping children and families live successfully, Youth Villages is the right place for you! 

The qualified company-sponsored retirement is a defined contribution plan administered by a contract administrator. Youth Villages makes annual contributions to the plan. Contributions are allocated to an individual account for each employee who is a participant in the plan.

An employee earns a vesting year of service when he/she works 1,000 hours of service in a plan year. The vested percentage is based on years of service as shown on the schedule below:

• 1 year of service  - 0% vested
• 2 years of service - 20% vested
• 3 years of service - 40% vested
• 4 years of service - 60% vested
• 5 years of service - 80% vested
• 6 years of service - 100% vested

The contribution shall be determined by the board of directors on an annual basis, and a percentage shall be set as the basis of compensation.

Compensation shall be defined as total wages on salary paid including overtime or bonuses but excluding any expense allowance not taxable to participant.

Youth Villages offers tax-deferred savings plans for retirement through a 403b plan. There are three different plan options you may sign up for at any time. They are offered through:

• Ameriprise 
• Fidelity
• Vanguard

With the power of tax-deferred savings you can start saving for your retirement today.
Because all contributions and earnings are untaxed until withdrawn, tax-deferred annuities grow significantly faster than conventional savings account. The sooner you start, the more your savings will grow due to compounded earning. 

Youth Villages is committed to providing great health care at affordable prices to our staff. Full-time Youth Villages employees are insured through United Healthcare, the nation's largest health care provider, at a minimal monthly cost that is salary-deducted. Health care becomes effective after three months of full-time employment.

Medication coverage is provided by Medco. Medication is divided into three tiers of cost. The insured may either order a 30-day supply of medication at the pharmacy or order a 90-day home-delivery supply through Medco to receive medication at reduced cost.    

In-patient Services

• Network: 80% coverage (subject to deductible and out-of-pocket maximum)
• Out-of-network: 60% coverage (subject to deductible, out-of-pocket maximum and reasonable and customary limits for hospital, maternity and surgical procedures) 

Emergency Room

• Network: 80% coverage for emergencies only (subject to deductible and out-of-pocket maximum)
• Out-of-network: 80% coverage for emergencies only (subject to deductible and out-of-pocket maximum) - patients must notify claims administrator within two business days to receive network coverage

Home Health Care & Skilled Nursing Care

• Network: Covered at 100% after deductible. Services are limited to 100 days per calendar year. Patients must notify Care Coordination within five business days to ensure full coverage
• Out-of-network: Covered at 80% after deductible. Services are limited to 100 days per calendar year. Patients must notify Care Coordination within five business days to ensure full coverage
  

Mental Health Services

Any combination of network and out-of-network mental health services is limited to 30 visits per calendar year.

In-Patient:

• Network: covered at 80% after deductible and out-of-pocket maximum
• Out-of-network: covered at 60% after deductible and out-of-pocket maximum (subject to reasonable and customary charges) 

Out-patient:

• Network: covered at 100% for 3 sessions through LifeBalance; covered at 80% after deductible has been met 
• Out-of-network: covered at 60% after deductible and out-of-pocket maximums (subject to reasonable and customary charges)

Substance-Abuse Treatment

Any combination of network and out-of-network services for substance-abuse treatment is limited to 30 visits per calendar year.

In-Patient:

• Network: covered at 80% after deductible (up to out-of-pocket maximum); authorization required   
• Out-of-network: 60% coverage after deductible; authorization required

Out-Patient:

• Network: covered at 100% through Employee Assistance Program (3 sessions per year), 80% after deductible; authorization required
• Out-of-network: covered at 60% after deductible; authorization required  

Full-time (40 hrs.) and regular part-time (30 hrs.) Youth Villages employees automatically have life insurance through Unum. Accelerated benefits, conversion and portability apply. 

Life insurance:

• Flat employer-paid coverage: $15,000

Additional coverage:

The amount of life insurance payable depends on the age of the insured, as well as the age at which coverage becomes effective. 

• For ages 70-74, the additional coverage is 65% of insured's coverage from prior to age 70; or
• For people who become insured at age 70-74, 65% of amount shown above

There will be no further increases in life insurance.

• For ages 75 and above, additional coverage is 50% of insured's coverage from prior to age 75; or
• For people who become insured at age 75, 50% of amount shown above

There will be no further increases in life insurance.

Accidental Death & Dismemberment Benefits (AD&D)

AD&D benefits are the same as the life insurance benefits described above. AD&D flat rate is $15,000 paid by the employer. As with life insurance, the amount of AD&D insurance payable depends on the age of the insured, as well as the age at which coverage becomes effective (see life insurance above). 

Education Benefit

Education benefits are provided by Unum should the insured pass away due to an accident. In that case, the insured's child is entitled to education benefits only if the child is either a senior in high school or is attending college. 

Education benefits are separate from any AD&D benefits. AD&D benefits must be paid first for the qualified child to become entitled to education benefits.

Education benefits includes:

• the lesser of 12.5% of the full amount of the employee's AD&D benefit; or
• $12,500
• total education benefit could equal: $100,000

Education benefits may be paid in eight installments.

Seatbelt/Air Bag Benefits

Seatbelt and air bag benefits are separate from any AD&D benefit that may be payable. AD&D benefits must be paid first for seatbelt/air bag benefits to apply. Benefits include:

• $10,000 if the insured dies as the result of an accident in a private passenger car but the person was wearing a seatbelt
• $15,000 if the insured was protected both by a seatbelt and air bags

Repatriation Benefit

UnumProvident will pay up to $5,000 to help defray the cost of moving the body of the insured if the accidental death occurs at least 75 miles from the insured's primary residence.

The Repatriation Benefit is separate from any AD&D benefits. AD&D benefits must be paid first before Repatriation Benefits to become available.  

Youth Villages provides supplemental insurance through Unum:

• Accident Insurance
• Critical Illness Insurance

Accident Insurance

Fact is, accidents do happen, and most of them happen close to home, not at work. Employees between the ages of 21 and 80 who work a minimum of 20 hours per week and who have been employed with Youth Villages for at least one year qualify for accident insurance. This supplemental insurance provides extra coverage for accidents that happen outside of work or at home.

Critical Illness Insurance

A severe and even life-threatening illness is not only frightening but can drain finances fast. Critical Illness Insurance pays a lump sum to a severely ill employee who has been diagnosed with one of the following: heart attack, stroke, major organ transplant, permanent paralysis, kidney failure, bypass surgery or cancer (must be elected separately).  

These valuable reimbursement accounts enable you to pay certain qualified expenses using tax-free dollars. This can save you up to 20% or more in out-of-pocket expenses, depending on your personal tax rate. Flexible Benefit Plan offers two separate Flexible Spending Accounts (FSA's), the Health Care FSA and the Dependent Care FSA:

• Health Care -- you can request reimbursement for out-of-pocket medical, dental and vision expenses not covered by medical, dental or vision insurance. You can also be reimbursed for over-the-counter medication.
• Dependent Care -- you can request reimbursement for childcare and/or dependent custodial care expenses.

FSA accounts come complete with a Visa Debit card.

Maximum contributions:

• $3,000 medical
• $5,000 husband/wife filing jointly

Short-Term Disability Insurance

Short-term disability insurance replaces a portion of an employee's monthly income in case of illness or when an employee's off-the-job injury prevents the employee from fulfilling his or her job duties.

Employees may choose the amount of coverage ($400 per month to 50% of monthly salary) and beginning date of coverage (after seven or 14 days).  

Youth Villages provides 100% tuition reimbursement and 100% licensure reimbursement up to $8,000. The purpose of this program is to financially assist employees in pursuing accredited higher education and/or licensure that is directly related (as determined by the employee's supervisor and/or director) to their professional job function at Youth Villages.

Regular full-time employees (40 hrs.) may participate in the tuition reimbursement program after 6 months of continuous employment. Courses must be approved by Youth Villages, with a limit of two courses per semester or per quarter. Tuition will be reimbursed at 100% at certain state universities; at others with higher tuition rates, Youth Villages will reimburse a portion of tuition. Tuition will be reimbursed if the employee maintains a B average for master's-level classes and a C average or higher for bachelor's-level classes. 

Youth Villages cares about the health of all our employees. To help you maintain a healthy lifestyle, Youth Villages provides the following assistance:

• On-site fitness center at some locations
• discounts to local gyms
• Weight Watchers groups at work

On-site Fitness Centers

The Operations Center features a brand-new fitness room with two treadmills and an elliptical trainer, as well as free weights.

The Bartlett Campus also has a new exercise room with treadmills, a stationary bike and weights. The campus also has a lake with a walking trail.  

The Dogwood Village Campus has on outdoors walking and running trail.

Our offices in Columbia, Nashville and Jackson, Tennessee, have new fitness equipment for your workout convienence.

Gym Discounts

Youth Villages employees in the Memphis area may join any YMCA, or Well Works Sportsplex. Members can be reimbursed 20% of monthly member fees; receipts may be submitted monthly or quarterly.

Weight Watchers

Weight Watchers groups are organized by staff and held at a local office. Participants pay the registration fee plus the fee for the initial eight-week membership. Employees will be reimbursed for their initial 10-week membership fees if they lose 10 pounds or more at the end of the 10 weeks. Youth Villages will reimburse the registration fee and continue to reimburse employee membership fees as long as the employee continues to lose weight.

Assist America provides:

• worldwide communication, consultation and evaluation
• hospital admission guarantee
• emergency medical evacuation
• critical care monitoring
• emergency prescription services
• medically supervised repatriation
• emergency message service
• transportation for friend or relative
• care of minor children
• legal and interpreter referrals
• return of mortal remains

These services are arranged and paid, with no cost limitations, by Assist America.

As a Youth Villages employee who is not affiliated with any bank, you may sign up to have your salary deposited on the ATM/Debit Pay Roll card. Every pay day, your salary will automatically transferred to your card, which works just like a regular ATM/debit card.